Insurance Telematics

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Insurance Telematics (or Telematics 2.0)

Vehicular tracking devices used by automobile insurance companies to alter rates based on driver behavior. Currently, Progressive (Snapshot), Allstate, and others typically track braking and mileage. An excessive number of hard-brakes may indicate risky driving habits, for example.

Source:

http://www.aeris.com/iot-dictionary/

References:

https://en.wikipedia.org/wiki/Telematics_2.0